The Jireh Health Membership is a membership that ensures that members are financially covered for healthcare needs. At the heart of the membership is a credit facility which provides members access to affordable healthcare loans for treatments at care providers in Kenya. It allows you to receive medical care and repay the cost over time at a low interest, making healthcare finance more accessible and manageable.
To become a member, simply apply through the Jireh website. You'll need to provide personal and financial information. Approval may take 24 hours if you have provided all necessary information.
Kenyan residents over the age of 18 with a valid ID and a verifiable source of income can become members. To become a member you also need to provide a local or international guarantor with a credit card.
The sign-up process is quick and can typically be completed within 15 minutes if you have all the required information ready.
No, there is no membership fee in our lowest membership tier. Signing up for the Jireh Health Membership is free.
Jireh charges a 2.9% transaction fee on any payouts of treatment costs to care providers. The transaction fee is payable before Jireh pays your care provider
Once your membership is approved, you can access funding immediately.
Jireh currently does not fund expenses at pharmacies, over-the-counter medication, or non-medical items. We only fund treatments provided by licensed care providers within Kenya.
Jireh funds treatments provided by any licensed care facility in Kenya.
Jireh finances any treatments provided by licensed care facilities in Kenya, including surgeries, maternity care, dental procedures, and diagnostics. Cosmetic and elective treatments may be reviewed on a case-by-case basis.
For approved Jireh health members disbursement to care providers are instant, ensuring timely access to care for patients. If you are not an approved Jireh member, you need to go through the sign up and approval process first which may take 24 hours if all necessary information is provided.
Jireh members pay 0% interest in the first month and 2.5% interest per month in subsequent months.
Loans need to be repaid within 3 months.
This depends on your membership package. In the Jireh Plus membership you can only use your credit towards your own treatments. Please check out our membership packages to learn more.
Yes, a guarantor is mandatory. Your guarantor must be a credit card holder and meet Jireh's eligibility requirements.
If you miss a repayment, Jireh charges a penalty fee. Persistent defaults could impact your creditworthiness and access to your Jireh Health Membership.
Absolutely. Jireh prioritizes data privacy and security, ensuring all personal and financial information is encrypted.
Jireh is a healthcare finance membership that provides affordable loans to patients for medical treatments. As a care provider, you can partner with Jireh to help your patients access financing, ensuring they get timely treatments while you receive upfront payments for your services.
Patients apply for funding directly on Jireh's platform. As the patients' care provider, you will receive a request from Jireh to confirm the patient, the treatment type and the cost. Once you have approved the request, Jireh disburses the funds directly to you as the care provider. Patients then repay the loan in manageable installments.
Partnering with Jireh enables you to offer financial solutions to patients, ensuring higher treatment uptake, reduced unpaid bills, and a seamless payment process. You also build trust with patients by addressing their financial barriers to care.
Becoming a partner is simple. Sign up on our website, and our team will get in touch to complete your registration. Once onboarded, you'll gain access to our care provider portal to approve patient funding and track payments.
Yes, you can track the payment status for all patients referred through your Jireh care provider portal. It provides real-time updates on approvals and disbursements.
Please contact us to learn more about our commercial terms.
No special tools are needed. You can access Jireh through our web portal, available on smartphones and computers.
Jireh supports financing for a wide range of treatments, including general consultations, surgeries, maternity care, dental procedures, and more. If you have a specific inquiry about eligibility, please contact us.
Yes, you can refer any patient who seeks treatment at your facility, as long as they meet Jireh's membership eligibility criteria.
Jireh is committed to protecting patient privacy. We comply with all data protection regulations and ensure all sensitive information is encrypted and securely stored.
Jireh currently only supports care providers that are licensed and registered in Kenya.
Our provider success team is here to help. Contact us via email at [email protected] or call us at +254 795 323 802 for assistance.
A guarantor is required for an individual to become a Jireh Health Member. A guarantor is someone who agrees to take responsibility for loan repayment if the Jireh Health Member (the Borrower) is unable to pay. Jireh requires a guarantor to ensure that loans are secure and to offer patients access to affordable healthcare financing.
Any international or local individual, at least 18 years old, and a credit card holder can become a guarantor. The guarantor must also have a stable financial profile and a good credit history.
No, you don't need to be related. You can be a friend, colleague, or anyone willing to support the Borrower and meet Jireh's guarantor requirements.
Yes, Jireh keeps guarantors informed about the Borrower's repayment status to ensure transparency and allow you to step in if necessary.
If the Borrower misses a repayment, Jireh will notify both the Borrower and you as the guarantor. You may be asked to cover the overdue amount to maintain the loan agreement.
To become a guarantor, the Borrower will nominate you during their application process. You'll then need to provide your person, financial and credit card details, and agree to the terms and conditions outlined by Jireh.
Yes, Jireh conducts a credit check to ensure you meet the financial requirements to act as a guarantor. This helps us evaluate your ability to cover the loan if necessary.
Yes, but your ability to guarantee multiple loans depends on your financial standing and credit history. Jireh evaluates each case individually.
No, there are no upfront costs for guarantors. Your financial involvement only comes into play if the Borrower defaults on their loan.
Being a guarantor does not directly affect your credit score. However, if the Borrower defaults and you fail to cover the repayments, it could negatively impact your credit score.
No, once the loan is approved, you remain the guarantor until the loan is fully repaid. Ensure you are comfortable with the responsibility before agreeing.
Subject to consent of the Jireh member, Jireh provides guarantors with limited details on the loan, including the amount, repayment schedule, and Borrower's obligations.
Absolutely. You are not obligated to act as a guarantor if you are uncomfortable with the terms or the Borrower's financial situation.